Registered Accounts:
Self-Directed RSP & RIF

This comprehensive plan lets you shelter from taxes your choice of eligible investments, including mortgages. You'll receive concise and accurate monthly reporting plus complete administration and safekeeping.

RIFs are a convenient and flexible way to shelter your retirement savings from tax and maintain the purchasing power of your retirement income in later years. You can transfer savings from any number of RSPs into your TD Waterhouse Discount Brokerage Self-Directed RIF and exercise more control over the way your income is paid.

This plan is administered by TD Waterhouse Canada Inc., which charges an annual administration fee of $100 + GST or HST.

No Fee RSP

Now when you maintain an account value of $25,000 or more in your TD Waterhouse Discount Brokerage Self-Directed RSP/RIF or Basic RSP/RIF Account, no administration fee will be charged to your account. Waiver not applicable to clients electing to pay administration fee from outside their registered account.

Get more information on Self-Directed RSP/RIF's.