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Investor Insights

How the credit crunch hits home

By Sheldon Dong, CFA, V.P. Fixed Income Strategy, TD Waterhouse Canada Inc.

Young woman contemplating the futureThis article examines the causes of the current credit crisis, considers when conditions might improve, and suggests how investors can better manage their portfolios during these difficult times.

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Biometric voice technology to enhance your security
and give you peace of mind

Woman using the TD Waterhouse Voice Print System while viewing her account onlineTD Waterhouse is committed to keeping your confidential information as secure as possible, and to that end we have safeguards in place to protect the security and integrity of your personal information. We are furthering this commitment to you with the introduction of our new Voice Print System, which enhances your security when you access your account over the phone.

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Changes to our interest rates

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This newsletter is brought to you by TD Waterhouse Canada Inc. ("TD Waterhouse") for informational purposes only. You should evaluate your investment trading strategies against your investment objectives. Articles are not intended to provide legal, tax, or investment advice and this newsletter should not be construed as being legal, investment, or tax advice to anyone. Neither TD Waterhouse nor The Toronto-Dominion Bank ("TD Bank") will be liable for any damages or losses in any way related to this newsletter or for any information relating to the investment of any security such as ratings, analysis on rates of return or any other measurement of performance. TD Waterhouse and TD Bank and/or its officers, directors, affiliates, subsidiaries or representatives may hold some of the securities mentioned herein and may from time to time purchase and/or sell same on the stock market or otherwise. All third-party products and services referred to or advertised in this newsletter are provided by the company or organization named. While TD Waterhouse does not specifically endorse any of them, TD Waterhouse makes the third-party products and services referred to available as a convenience to its customers only and is not liable for any claims, losses or damages however arising out of their purchase or use. Some of the products or services listed are Registered Trade-marks and are the property of their respective holders.

The information in this newsletter is current as of April 18, 2008.